Your aviation dreams start here

Overcome the financial barrier of flight training with our tailored student loan options

Unlock your passion with Stratus Financial, the ultimate gateway to realizing your dreams. Our seamless collaboration ensures swift access to the tailored financing you require for your flight pursuits.

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About Stratus Financial

Stratus Financial was founded by FAA Certificated Flight and Ground Instructors passionate about helping others achieve their aviation dreams.  We know it’s not just about achieving your dreams (because we looked up in the sky every time, we heard an airplane too!), but funding your family’s dreams as well.  That’s why Stratus was created, because with Stratus, the sky is no longer the limit.

Your aviation dreams start here

You’re not just a number, and it shows with Stratus.  We look beyond the typical FICO scores and look at you as a whole aviator.  We want to set you up for success before you even apply with us!

Our program is the best rate at $79K, versus our competitors at $105K!

We offer exceptional lending packages, including:

  • The best rate you’ll get anywhere to go from zero to hero!
  • Full financing for your entire flight training and more.
  • Affordable payment options, including deferment for 12 months while you complete your training AND find a job.
  • Pay your loan off any time you want with no consequences or penalties whatsoever.
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Our program is the best rate at $79K, versus our competitors at $105K!

swipe left on the table to view data
Aircraft HoursCFI HoursAC TotalCFI TotalTotal
PPL6050$10,980.00$5,000.00$15,980.00
Instrument5535$10,065.00$3,500.00$13,565.00
Commercial13520$24,705.00$2,000.00$26,705.00
CFI2040$3,660.00$6,000.00$9,660.00
CFII510$915.00$1,500.00$2,415.00
Training Kits (4)$1,300.00
Written Tests (5)$1,050.00
DPE Check Rides (5)$5,400.00
Onboarding / Subscriptions$1,200.00
Subtotal$77,275.00
2.5% Inflation Buffer$1,853.75
Total275.00155.00$50,325.00$18,000$79.128.75
A young student with a trainer in a red plane

Stratus Has You Covered For Resources For Your Aviation Career

  • Counseling with our team of flight instructors and ground instructors to support you through flight training, check rides and interviews with airlines.
  • Resume reviewing, editing, and building
  • AMA Phone Calls with Pilots in the 121 and 135 Industry – What It’s like, How They Got Their Job, etc.

We look forward to helping you achieving your aviation dreams and seeing you in the sky!

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Frequently Asked Questions

We base our loan approval on the borrower and co-borrower’s (e.g. parents, siblings, friends) merit on the following:

  • FICO Score
  • Current income while in school
  • Assets

We consider 2 out of 3 of these factors depending on the borrower’s financial capacity.

We do initial unerwriting within 1-2 hours. If all documents required are submitted to us, we process and prepare the final loan documents within one (1) day. We fund the loan within three (3) business days after all parties have signed the loan documents.

You may repay the loan in whole or in part without penalty.

We only require applicants to complete the Loan Application Form to apply. Once you have filled it out, we would determine if the information you provided would require to have a co-borrower to qualify.

Stratus Financial pays directly to your school.

We don’t just fund your education. We fund your future.
From herto to zero, apply now.
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